Disclaimer
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Disclaimer
Regulatory Compliance
CashPey operates under the permissions and guidelines of the following regulatory authorities:
- Reserve Bank of India (RBI) – for lending and financial services
- Insurance Regulatory and Development Authority of India (IRDAI) – for health insurance facilitation
- Securities and Exchange Board of India (SEBI) – for investment-related services
- Government of India – under all applicable laws and regulations
We facilitate personal loans, health insurance, and investment services exclusively to eligible customers in accordance with the above regulatory frameworks.
Personal Loan Disclaimer
All personal loan products offered by CashPey are subject to eligibility criteria, credit assessment, and internal approval processes. Loan approval is not guaranteed. Interest rates, loan amounts, and repayment tenure are determined based on the applicant's credit profile and income eligibility.
Loan tenure: 3 to 36 months | Interest Rate: 18% – 36% p.a. | Maximum APR: 36% | Processing Fee: 5% + 18% GST
Fraud & Impersonation Warning
⚠️ Important Notice: CashPey has become aware of fraudulent individuals and entities misusing our brand name, logo, and identity to deceive customers — including demanding pre-approval or processing charges before loan disbursement.
Please note the following:
- CashPey never charges any fees before loan approval. Any request for pre-approval payment is fraudulent.
- All official communication from CashPey is made only through our registered phone numbers and official email domains (@cashpey.com).
- CashPey does not have any mobile application on Android or iOS. Any app claiming to offer CashPey loans is unauthorised.
- Always verify the identity of anyone claiming to represent CashPey before sharing personal information or making any payment.
- If you receive a suspicious call or email, please report it immediately to grievance@cashpey.com
General Disclaimer
- The information provided on this website is for general informational purposes only and does not constitute financial advice.
- CashPey reserves the right to modify its products, services, interest rates, and terms at any time without prior notice, subject to regulatory guidelines.
- EMI calculations displayed on this website are indicative estimates only. Actual repayment amounts may vary based on the final loan terms agreed upon at disbursement.
- CashPey is not responsible for any financial decisions made based on the information provided on this website.
- All disputes are subject to the jurisdiction of competent courts as per applicable laws.
Contact Us
For any queries, complaints, or to report fraud:
📧 Customer Service: customerservice@cashpey.com
📧 Grievance: grievance@cashpey.com
